That's exactly what you read in the title. O Nubank, currently considered the largest digital bank in Latin America, is making R$5,000 available to its customers.
It is worth highlighting in advance that, of course, the bank is not willing to make direct deposits into its customers' accounts. This would bankrupt you in just a few days!
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So, to get the investment it is necessary to follow a strategy recommended by investment experts.
To do so, you will need to have a Nubank card, the famous “purple” one, and also a NuConta. Currently, the acquisition of the card is linked to the use of the digital account, which, in turn, must be used through the bank's app.
After creating a NuConta and purchasing the card, the user can finally “get their hands dirty” to receive the expected R$5,000. Keep reading and understand how!
In fact, it is possible to “earn” up to more than R$5,000 at Nubank with a simple strategy endorsed by the bank. This is “NuLimite Guaranteed”, which you can already imagine what it’s about.
NuLimite Garantido works in partnership with another Nubank product, the famous “Little boxes”. Whenever a NuConta account holder deposits a certain amount in Caixainhas, that amount is converted into a limit for their credit card.
In other words, you can deposit as much as you want, starting from R$1, to have that amount transformed into a limit for spending on the card. Do you understand why you can “earn” more than R$5,000 from Nubank? Well then.
Is there another way?
In addition to NuLimite Garantido, Nubank customers can make money with Caixainhas through the income linked to the product. This is because, as soon as the deposit is made, the money starts to earn automatically.
Nowadays, the yield on Nubank's Caixas is around 115% of the CDI, according to the bank. Therefore, if you deposit, say, R$5,000 today, in one year you will have just over R$694 in profit. Interesting, isn't it?
It is worth noting that in the case of fixed income investments, such as this, the longer the investment period, the higher the returns. However, it is also necessary to consider tax discounts, such as Income Tax.
Furthermore, it is worth clarifying that the income of investments in Caixainhas they are not linked to a credit card or vice versa. The increase in the limit and the return on the money invested are two operations that go in parallel.
Furthermore, if the user decides to terminate the investment, they will also automatically lose the limit acquired through the Little Boxes.
Step by step application in Nubank Caixas
To join NuLimite Garantido by investing in Caixas, do the following:
Open your Nubank account and access the app, or just log in if you have already registered;
Then, go to the “Credit Card” section and then “Limit adjustment”. You will be directed to the Little Boxes area;
Now, just choose an amount to invest, complete the operation and that's it, your card limit will be automatically updated and the money invested in the Caixas will already be generating income.
It is important to emphasize that before proceeding with the investment itself, it is necessary to ensure that there is enough money in the current account. The amount invested is withdrawn from there.
Finally, here is the advice that the credit card limit cannot be seen as “leftover money”.
Despite representing a great help, especially in times of financial need, all expenses made using the card affect the invoice which, if not paid, could turn into a debt gigantic. Be very careful!
Graduated in History and Human Resources Technology. Passionate about writing, today he lives the dream of working professionally as a Web Content Writer, writing articles in several different niches and formats.
