If you have your name on Serasa, check out the 4 steps to clear it without too much stress. It's a simple step-by-step so you can organize your finances and change your life.
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You need to know what your debt is and the total amount. Therefore, access Serasa Consumer and check it out. The platform precisely indicates the amount of debt and to whom you owe it.
The Serasa Limpa Nome platform is the most practical way to get rid of your debts:
1. Access the Serasa clear name platform, enter your CPF and click on “consult”. From the created password, you can consult your Serasa Score. If you haven't registered yet, just click on “sign up for free”.
2. Check your debts and choose the negotiation option that best suits your financial situation
3. Follow the negotiation step by step
4. Click generate ticket
Afterwards, make the payments on the agreed dates and that's it, you're out of Serasa!
There are those people who are in a situation of over-indebtedness, which are those who have debts far above their ability to pay.
Before reaching this situation, the signs appear, so it's important to keep an eye out so that your accounts don't get out of control and you end up falling into this situation. So check out the signs:
1. You are buying products on credit that you used to buy in cash;
2. You are using the overdraft to cover basic expenses;
3. You are only paying the credit card minimum;
4. You are taking money out of savings or asking family and friends to help you pay off loans;
5. You are not paying essential bills like electricity, water and gas.
When you lose control of your spending, you have to stop everything, sit down, put everything on paper and start over without despair.
Carry out a detailed planning of all your earnings and expenses. Organize your budget, see the best ways to save, look for extra income and strive to have a healthy economic life.
If you're thinking about buying something, rethink if you really need it. You need clarity on your budget. Only buy if you can afford it! The most important thing is not to despair, as the process of getting out of debt is slow, but it is possible!
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