It was found that a good way to supplement the income from retirement is to invest in private pensions. It is known that having a plan is extremely important, too, to expand the investment portfolio of Brazilians. Thus, it is believed that, over time, this is a tangible alternative for those who seek a relatively comfortable and secure financial future, without depending on Social Security public.
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In view of this, a survey carried out by the National Confederation of Shopkeepers (CNDL) and by the Credit Protection Service (SPC), of every 10 Brazilians, six do not know how to prepare for retirement. Thus, according to Paulo Saad, a partner at WFlow, a company specializing in investment advisory accredited to XP, it is necessary to invest early on in private pension in order to plan previously.
According to Saad, “it is possible to apply a certain amount every month or when necessary. In addition, the investor can redeem the accumulated equity in the form of income or program the redemption. In this investment it is necessary to define the modality, the type of taxation and the fund, therefore, the investor must be attentive at the time of the decision”.
“Investors need to focus on the long term when choosing this investment model, only then will it be possible to guarantee better profitability. In addition, looking for plans with zero loading rates can prevent application devaluation. The ideal is to opt for funds that do not charge this fee”, he concluded, emphasizing that this is an option to guarantee peace of mind in the future.
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