Nubank has consolidated itself as the largest digital financial institution in the country and its number of customers has been increasing exponentially every year. As a result, it is common for a portion of users to need a loan at some point in their financial life. In this sense, fintech is already prepared for these situations. Check below all the necessary information about how to apply for a loan at Nubank.
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Nubank's personal loan allows the customer to make payments in up to 24 installments, totaling two years to pay it off. In addition, those who hire the service have a grace period of three months to start paying the debt.
Before completing the request, the customer can still carry out simulations directly in the bank application digital, in order to check all possible conditions for carrying out the loan in a simple and practice.
An advantage of the Nubank loan is that the entire application process is done virtually, directly through the fintech application.
Thus, before applying for credit, it is possible to check the pre-approved limit provided by the institution. So, when hiring, the customer can view the amount, number of installments, interest, among other details. So, learn now how to simulate and hire:
At the time of hiring, it is possible to check all the conditions of the loan. However, interest rates may vary according to the profile of each customer. In addition, Nubank guarantees that its rates, in most cases, are lower than those of other institutions in the market.
In addition to interest, the user may be subject to payment of IOF, registrations, insurance, taxes and other expenses specified in the Total Effective Cost (CET) of the loan.
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