Credit card debts are the leaders in the negative name process. This is because many Brazilians lose control over their debts and thus end up with restrictions on the CPF.
The dirty name prevents people from making purchases in installments and getting new loans and some credit cards. However, today there are already special cards for people who are negative. Follow this article and learn more!
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See more at: Will I lose my cards if I have a dirty name?
Having a dirty name can lead to several problems, such as difficulties in making loans, problems in financing real estate, difficulties in credit approval and others. In addition, it can grant the Justice the right to freeze the defaulting person's assets, making it impossible for them to move them and even lead to their loss.
The function of the market in negating the customer's name is precisely to make him pay his debts. Thus, looking for ways to clear the name is the first step to unlocking the assets.
Furthermore, clearing the name is a way to get new loans and restore market confidence. However, if you have a negative name and wish to have a credit card, there are possibilities to obtain a new card.
If you have a negative name and want to get a new credit card, it's important to keep in mind that, before picking it up, you have to ask yourself if you really need another card.
It is not forbidden for negative people to have credit cards, but some companies perform credit analysis before granting it. Thus, looking for institutions that do not carry out credit analysis may be an option.
Another alternative is to opt for prepaid or debit cards. Prepaid cards can be withdrawn easily as they do not require a credit check. Just like a debit card, it needs to be recharged constantly.
Debit is also an option, but to use it, you must have a bank account with deposited money. Companies like Nubank, BMG It is PagBank they offer cards without credit analysis, but it is important to see all the rules before purchasing. Thus, they are a good alternative for those looking for a credit card even if they are negative.
