The scoring system is responsible for accumulating points and thus analyzing whether the citizen pays the bills on the correct day. Based on this, a higher score provides credit card approval or even advantages in obtaining loans.
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Keep watching to find out how to check your score and also to find out if you are at risk of your name being negative with outstanding debts.
The score that is used by financial companies in order to ascertain their chances of paying outstanding debts is called a score. This score can be between 0 and 100 and its division is done following the pattern below:
Therefore, a higher score has a better chance of approval when obtaining lines of credit. In addition, following the same reasoning, a lower score provides lower chances of approval.
Some applications have this function to allow the consultation of your name and the quoted score as well. Find out the two most suitable applications to perform this function:
Consumer SPC Application: It is the official application of the SPC (Credit Protection Service) and allows you to consult your name and also your score. The application is available for both Android and IOS, but it has a fee of R$16.30 to make the consultation and must be registration on the platform involves submitting your personal data (full name, CPF, date of birth and full name of mother).
Application Serasa Consult CPF and Score: Another application that also provides the option to consult the name and score, however this one is free (paying to get the full version within the application is optional). It is available for Android and IOS, and a registration on the platform is also required to access the information.
So, now that you know how to check your score, take the opportunity to forward this article to your friend who would also like to know.
