INSS guarantees disability retirement for some illnesses

It's always good to be up to date with updates to standard laws, but it's very important to be aware of changes that may affect you. Therefore, if you are or know someone with an illness and are an employee of a company or institution, see the possibility of granting disability retirement.

Read more: Can hypertensive people receive disability pension?

It is essential that the insured person knows that there are some requirements for the possibility of guaranteeing the granting of disability retirement or even for sickness benefit.

disability vs. sick pay

There are extreme conditions and some illnesses that cause a person to completely lose the ability to continue their work. In addition, there are also many cases where the employee is temporarily unable to perform his duties.

In this way, the government can also take responsibility. The body that maintains the social security system, the INSS, becomes responsible for the income of that worker is replaced by a disability pension, which often starts with assistance in a way temporary.

These two conditions differ in their concepts, today the sickness benefit, which is called temporary incapacity aid, is paid temporarily to the insured person. Disability retirement is granted for the duration of the disability.

Prerequisites for applying for disability retirement

However, for guaranteed benefits, there are necessary requirements.

• Minimum grace period of 12 months, that is, the minimum number of contributions that are required;
• Quality of being insured, that is, you must be contributing to the INSS even when the disease incapacitates you or be in the grace period (the time for which the social security rights are still valid after the interruption of the contributions);
• Total and permanent disability;
• Medical report is essential to prove the incapacity of the insured person.

In addition, it is important to emphasize that the requirements are the same for women and men

How can I do this?

The worker, insured by the INSS, must schedule a medical examination through the agency's application website, "Meu INSS", or through the service extension 135.

Diseases that qualify for disability retirement

Therefore, the diseases that give the right to retirement even without the minimum deficiency are:

• Severe heart disease;
• ankylosing spondyloarthritis;
• Severe liver disease;
• Cancer;
• Disabling and irreversible paralysis;
• Mental alienation;
• Bilateral blindness;
• Parkinson's disease;
• AIDS;
• Severe nephropathy;
• Active tuberculosis;
• Leprosy;
• Osteitis deformans;
• Radiation contamination (specific medical conclusion).