Coming from one of the largest Brazilian banks, Banco Votorantim, the BV is the retail brand that has a shareholder base also formed by Banco do Brasil and Votorantim S.A.
Initially, its activities were focused on the vehicle financing segment, but, currently, the personal credit.
see more
Large Brazilian banks, such as Bradesco and Caixa, are the target of malware…
Alert: these are the dangers of paying the minimum on your credit card bill…
With a credit of up to 15,000 reais, BV has a quick and easy way of personal credit without having to justify its use and with lower interest rates than other lines of credit.
To apply for credit, start the order of BV personal loan. Based on the desired amount, the company brings together the best credit conditions for your case: amount of installments, interest rate and term. After that, an analysis is made to find out if the requested credit is in line with your profile.
To carry out the analysis, have the necessary documentation at hand:
For payment via debit account, it is necessary to have at least 1 year of account for salaried employees and 2 years for self-employed.
Documents for proof of account time:
For payment via checks, it is necessary to take the necessary amount of check sheets according to the term of the operation.
If approved, the customer signs the documents and the credit is released in cash to their account for use. Installments are paid according to your preference: pre-dated check or direct debit.
Before taking out the loan, however, a good tip is to carry out a simulation and calculation on the interest paid on the loan. For this, there are several tables of values available in the BV website.
By way of comparison, check out the interest rate (% per month) charged by other financial institutions:
See too: Next Card – How to do it, Annuity, Limit, Fees, 2nd copy and more
