Understand how the grace period for INSS benefits works

In order to protect other policyholders and prevent someone from starting to contribute to Social Security only when they need access to some benefit, the grace period was created. In this sense, find out how this INSS determination works and how it can affect the receipt of your benefit.

See too: My INSS: How to consult contributions and issue the social security statement (CNIS)

How is the shortage accounted for?

The grace period is the minimum number of months in which the person must have contributed before being entitled to INSS aid. However, the grace period varies from one benefit to another, with some benefits and/or policyholders free of this requirement.

To understand better, it works as follows: in the case of employees, freelance workers or taxpayers individuals who provide services to companies, the grace period will be counted from the first day of the month in which it began your affiliation. This is when they started working, as it is the company that pays them.

As for optional taxpayers, individuals who do not provide services to companies or special insured persons, the count begins when the taxpayer pays the INSS on time for the first time. This means that it does not depend on the date on which professional activities began, but is linked to the payment of the Social Security Guide.

As for grace periods, they vary from 10 to 180 contributions, that is, from 10 to 180 months. However, as stated earlier, there are some situations in which the insured person will not have a grace period. So, check out some examples.

Situations where grace period is not necessary

The following benefits are free of charge:

• Pension for death;
• Family allowance;
• Accident allowance;
• Maternity allowance for employed taxpayers, maids and independent workers;
• Illness allowance for certain illnesses (some will require a grace period);
• Disability pension (when disability was generated by an accident or illness);
• Vocational rehabilitation;
• Social service.

In addition, special insured persons are exempt from the grace period for all benefits, with the exception of retirement due to contribution time.