The credit card is a widely used means of payment in Brazil and around the world, as it is an alternative that facilitates purchases. In this sense, banks have been offering some benefits to their customers, who may even have a financial return. That's why we've listed tips on how to earn money and discounts with your credit card for you to take advantage of!
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Interested in the possibility of getting some extra money using your credit card? The main alternatives are cashback, points programs, miles and some other gimmicks. Let's go to the tips!
The term cashback means “cash back” and is one of the fastest ways to earn money using your credit card. Currently many banks are making this proposal available in order to become more attractive.
Cashback works as follows: you use the card to make purchases and receive a percentage of the amount back. From there you can transfer, withdraw or use the balance as a discount on the invoice.
The miles program is an excellent way to travel by exchanging points for airline tickets. Check if your credit card offers this type of feature and register.
You can also buy miles for below market prices and then sell them for a higher price, especially when they are close to expiring. You can search for the promotion on the internet, but it is very important to know how to evaluate the campaign, as not all of them are worth it to make money with the card.
In general, this type of program works like this: the more you shop and pay your invoice on time, the more points you will accumulate. With this, you can exchange them for products. Therefore, find out if your bank offers this type of program and register to start taking advantage of it.
In this case, you won't necessarily earn money, but you can get discounts at your bank's partner stores. Discounts are usually from 5 to 15%. To do this, just shop at one of the stores that offer this service and save a little money.